AML & Sanctions.
Continuous, not quarterly.
Leah screens every counterparty against OFAC, UK, EU, UN, and other sanctions lists in real time. Beneficial ownership traversed to the natural person. PEPs and adverse media monitored continuously. Every escalation logged with audit-grade trail.
Financial crime moves daily. Most screening programs run on a quarterly clock.
Sanctions screening done in batch, not in real time
Most programs screen counterparties at onboarding and then re-run quarterly batches. Designations change daily. By the time the next batch lands, exposure has already accumulated and the regulator is already asking questions.
Beneficial ownership traversal manual and shallow
Analysts pull corporate registries one jurisdiction at a time, stop at the first opaque layer, and move on. Indirect ownership through intermediate vehicles, trusts, and offshore entities goes uninspected because the work is too tedious to scale.
Adverse media monitored only after public events
Negative news is reviewed when a relationship manager flags it or when something hits the front page. Smaller signals, regional indictments, regulatory actions, and litigation filings rarely surface until after the exposure has compounded.
False positives drown analysts in noise
Name-only matching pulls in every John Smith and every loosely similar entity. Analysts spend their week clearing alerts that should never have been generated, while genuine matches sit in the same queue waiting for attention.
PEP exposure not continuously tracked
A counterparty is screened against the PEP database at onboarding. Two years later they take a ministerial appointment and nobody notices. The relationship continues under the original risk rating until the next periodic review.
Audit reconstruction takes weeks
When the regulator asks how a flagged counterparty was cleared, the trail lives across email threads, screening tool exports, analyst notebooks, and committee minutes. Reconstructing the decision burns weeks of MLRO and compliance time.
Every counterparty, every list, every day
Leah continuously screens the full counterparty book against OFAC, UK HMT, EU consolidated, UN, and other sanctions lists. New designations trigger immediate re-screening. Context-aware matching cuts false positives without missing genuine hits.
“We moved from quarterly batch screening to continuous coverage. The first week surfaced two indirect exposures the previous program had missed for over a year.”
MLRO, Mid-Market Bank
Five steps to continuous AML and sanctions coverage
Leah integrates with the systems you already run. No rip and replace. Coverage from the first counterparty sync.
Connect Counterparty Sources
Leah ingests counterparty records from your KYC system, CRM, contract repository, and onboarding platforms. No replacement of existing systems, the same identities flow into a single screening fabric.
Screen Continuously
Every counterparty is matched against OFAC, UK HMT, EU, UN, and country-specific sanctions lists. New designations trigger immediate re-screening across the full book.
Traverse Ownership
Beneficial ownership chains are resolved across jurisdictions until the natural persons are identified. Opaque layers are flagged with the reason and routed for review.
Surface PEP and Adverse Media
PEP status and adverse media are monitored continuously with relevance scoring. Role changes, regulatory actions, and litigation are detected before they become public events.
Escalate and Log
Genuine hits route to the MLRO or AML Officer with full context. Every decision, override, and clearance is logged with timestamps and rationale, ready for the next exam.
Got Questions? Get Answers.
Leah continuously ingests the major global lists, including OFAC SDN and consolidated, UK HMT consolidated, EU consolidated, UN Security Council, and country-specific lists across the jurisdictions you operate in. Updates flow through within minutes of publication, and the entire counterparty book is re-screened against the new designations automatically. No quarterly batch, no manual list refreshes.
Leah resolves ownership through corporate registries across major jurisdictions, integrating with public registry feeds, commercial UBO data providers, and customer-supplied documentation. The ownership graph is reconciled across sources, conflicts are surfaced for review, and opaque layers are flagged with the specific reason. Customers can plug in additional registry feeds for jurisdictions they have specific exposure in.
PEP coverage spans national, sub-national, and international PEPs, including domestic PEPs, foreign PEPs, family members, and close associates. Sources include official government appointment records, regulatory filings, and curated commercial PEP data. Counterparties and beneficial owners are continuously re-screened, so a new ministerial appointment or board role is detected when it happens, not at the next periodic review.
No. Leah operates alongside your transaction monitoring, KYC, and case management systems. The screening fabric covers counterparty risk, beneficial ownership, PEP, and adverse media. Transaction monitoring continues where it lives today, and Leah feeds context into it so transaction-level alerts are evaluated against the full counterparty risk picture rather than in isolation.
Context-aware matching evaluates each potential hit against multiple signals: name, date of birth, jurisdiction, role, corporate structure, and historical relationship. Generic name collisions and weak partial matches are suppressed before they ever reach the analyst queue. Every suppression decision is logged with the reasoning, so the regulator can see why a low-confidence hit was not escalated. The result is fewer alerts, higher signal density, and full defensibility.
Leah is deployed by regulated financial institutions with strict data residency and security requirements. Counterparty data does not train Leah's underlying models. Data is encrypted in transit and at rest, with regional hosting available for EU, UK, and US data residency. SOC 2 Type II, GDPR, and ISO 27001 aligned. Private instance deployment is available for customers who require full data isolation.
